How to pay for plastic surgery
In a society that craves for perfection as can be seen in various celebrity plastic surgery blogs, one of the major concerns many people have when considering plastic surgery is its cost. Plastic surgery, which is also referred to as cosmetic surgery is very expensive. In some instances, reconstructive plastic surgery procedure may be covered by the individual’s medical insurance. Undergoing a cosmetic plastic surgery though may be a process which you have to finance by yourself.
Good news is that you do not need to pay upfront for the procedures. Several people are going for financing the process as an option. Currently, there are already numerous options for persons who cannot afford a plastic surgery. They include the following:
Through The Physician
Some of the physicians are ready to finance the surgery themselves so that you can pay them for their offered services in small installments instead of lump sum amount. This obviously needs to be deliberated upon and agreed before any treatment begins. The terms are expected to be clear to avoid any legal problem. Basing on the agreement, charge for financing can be there or not. Bear in mind however that many of them includes the costs in the installments even though they claim not including charge for financing. Paying in full in advance though comes with a discount for it.
Medical Loans as an Alternative
Medical loans are particularly tailored to finance plastic surgeries plus other selected procedures that are not covered by health insurance and sometimes not even by the NHS. Frequently, the physicians or even the clinics they are working for, agree with a specific lender to provide financing to the potential patients or clients. These loans are called personal unsecured loans which feature several advantageous terms and they are granted for the only purpose, to pay for the medical procedure. Therefore, in most cases, the cash will at no time be in your hands.
Personal loans other than medical loans.
Although medical loans are typically special personal loans, in case your medical loan through your, physician and/or the local lenders or clinic is not available, you can always opt to traditional means of financing. The personal loans can be put to use for any personal expenses and hence, they can also be used to finance a plastic surgery or even other elective treatment procedures. There are several different types of personal loan and basing on your personal needs you ought to consider one or another.
Personal unsecured loans
They do not provide high amounts of loan. Thus, you can only resort to them for cosmetic treatments or small plastic surgeries that are not very expensive. Similarly, the repayment of these loans are not flexible, you may obtain a five-year repayment strategy at most and the interest charged is significantly higher than the one of secured loans although it is lower than financing with credit cards.
Personal secured loans.
This is the right choice for higher cost cosmetic or surgeries treatments. The cash you can get when you provide collateral is considerably higher and hence it is easier to afford lot more expensive operations and treatments.
Conclusion
Cosmetic surgery or plastic surgery costs a good amount of money but only if you carefully plan you can have it done still. Do not allow the fear of rejection overpower your potentials for better health both mentally and physically. Making yourself to appear better is worth it. Your self-esteem will increase and those that are around you will notice the increased confidence. Confidence is vital in life and it is fuelled by your emotional well-being. To achieve this, considering a plastic surgery is an option and in case you are not financially able, use one of the means and ways provided above that perfectly fits you and your position.
There are cases of malapraxis all aground the world if you are not sure about it just check: Xarelto lawsuit. If you are in USA always make sure your surgeon belongs to the american association for plastic surgeons.